I don’t just push a car onto you and move on. I take the time to understand what makes sense for you — whether that’s leasing, financing, or something in between — and I structure deals that are smart, transparent, and built around your real life.
Real equity on wheels.
I don't just sell cars. I structure smart deals using my expertise in leasing, financing, interest rates, and real equity — fulfilled through Car Connect Auto Group.
Tell me the car + budget. I'll structure the deal.
My personal brand built around making car buying and leasing simple, honest, and actually enjoyable.
I don’t just push a car onto you and move on. I take the time to understand what makes sense for you — whether that’s leasing, financing, or something in between — and I structure deals that are smart, transparent, and built around your real life.
I focus on what actually matters: your experience, your time, your money, and the relationship we build.
I structure deals around interest rates, residuals, money factors, and equity — not just the sticker price.
From first call to delivery. No dealership runaround, no passing you between departments.
I explain the numbers so you actually understand your deal. No hidden fees, no surprises.
We work across New York Metro (Brooklyn, Queens, Manhattan, Staten Island, Bronx, Long Island), New Jersey, Connecticut, Pennsylvania & Delaware. I find the right car at the right price across our service area.
Simple. Direct. No games.
What you want, what you can spend monthly or total. I handle the rest.
I analyze lenders, residuals, money factors, and structure the deal that works best for your situation.
Your transaction is completed through Car Connect Auto Group and its licensed dealer partners. Seamless execution, no surprises.
Deal done. Car ready. Delivered to you or you pick it up. Either way, you're set.
The person behind WheelEquity
Auto Consultant • WheelEquity • Car Connect Auto Group
I don't operate like a typical car salesperson. I come from the numbers — but I work for people.
I specialize in financing, leasing, banks, interest rates, and how deals are actually structured behind the scenes. Not so I can "sell harder," but so I can build the smartest possible deal for your situation.
Most people don't lose money on the car — they lose it in how the deal is built. My job is to make sure you understand the structure, feel confident in the decision, and walk away knowing you were taken care of.
I'm here to make the process simple, honest, and actually enjoyable. You don't just get a car — you get a trusted guy in the business.
All focused on money structure, not inventory.
Money factors, residuals, and lease-end positioning. I structure leases that work long-term, not just monthly.
Interest rates, loan terms, down payments. I find the optimal structure for your credit and goals.
Even cash buyers benefit from structured negotiations. Maximize your purchase power.
Maximize your trade value and structure it into the new deal strategically.
Less-than-perfect credit? I work with lenders who fit your profile and structure deals they'll approve.
Exotic and luxury vehicles require different structuring. I handle high-end deals with precision.
Proof in the structure.
2024 BMW 330i Lease
Reworked lease structure and reduced money factor. Client saved ~$100/month over 12 months.
2023 Audi Q5 Purchase
Optimized down payment and loan term length. Built equity position within 18 months.
2025 Tesla Model Y
Multi-state sourcing + financing strategy beat local dealer pricing.
"Luke showed me how the money factor and residual actually worked. We restructured the lease and the payment dropped without changing the car."
"I didn't need a cheaper car — I needed a better deal structure. That's what Luke fixed."
"No sales talk. He just walked me through the numbers until everything made sense."
Once you find the vehicle you want, I'll structure the smartest way to buy or lease it.
Opens Car Connect in a new tab.
Tell me what you want. I'll structure the smartest financial option for your situation.
You've seen the education.
Now let me build your deal.
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